Tomorrow’s Dream Starts With Today’s Construction Plan
Retirement is one of life's most significant milestones.
Together, let’s build the financial future you’ve worked hard to achieve.
Lay The Foundation In Four Proven Steps
Planning for a confident retirement takes more than numbers and spreadsheets. It begins with understanding your dreams and ends with an ongoing partnership to help you
live the life you’ve envisioned.
Our Foundation Work process is designed to be thoughtful and adaptable to your needs.
PHASE 1
Survey The Land
We take the time to truly understand you. This is where we learn about your financial landscape, uncover your goals and pinpoint your priorities, so the foundation we build reflects your values and dreams.
PHASE 2
Set The Form
Once we’ve surveyed the land, we begin designing a personalized plan. From creating strategies to help optimize your income to preserving your assets, every detail is crafted to help bring you closer to financial confidence and independence.
PHASE 3
Lay The Foundation
No plan is complete until it’s in action. After we carefully review your plan together, we begin the implementation process, setting your financial groundwork for years to come.
PHASE 4
Observe The Progress
Life doesn't stand still, and neither do your financial needs. Through regular reviews and adjustments, we help support your plan performing as intended, whether life brings changes, new opportunities or unexpected challenges.
We're With You Every Step of the Way
We pride ourselves in working as hard as the people we serve, those tireless and relentless folks who have been our Mid-Coast Maine friends and neighbors for generations.
That’s what Foundation Work is all about, diligently helping you build the retirement you’ve always envisioned!
Customized Strategies,
Comprehensive Services
At Cornerstone Financial Services, you’re never forced into a one-size-fits-all solution. Our independent, family-owned firm works for you — not for commissions or quotas. This independence allows us to customize your planning strategies based entirely on what’s right for you.
We offer an extensive range of retirement planning services, including:
Unlike the working years, when you've likely drawn a regular paycheck, at retirement, it's time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won't outlive? We can help.
How you approach your financial planning today defines what your legacy to your loved ones will look like after you're gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
Whether you prefer to "set it and forget it," or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens - so we plan for that, too.
Taxes can take a bigger bite out of your retirement income - or your legacy - than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you're looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
Annuities are financial tools that can help you create a stream of income that you can't outlive. But today's annuities aren't like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We'll help you compare your options.
We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We'll help you with comprehensive guidance to help reach the goals and dreams you've been envisioning.
Life insurance can play an important role in an overall financial strategy - both to protect yourself and your loved ones should the unthinkable happen and, in some cases, to help preserve your assets for future generations.
We keep our eyes on the horizon so you can enjoy your retirement. We'll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. The firm is not affiliated with or endorsed by the U.S. government or any governmental agency.